Resident Shields Renter Insurance Review-What Are The Customer Experiences Of Using It?

Resident Shields Renter Insurance Review-What Are The Customer Experiences Of Using It?

Customer opinions on their use of Resident Shield renter insurance are mixed. However, the reviews and some research revealed that the company prices are higher than other major companies. However, customers praised the company for its customer service experience. In addition, Praetorian Insurance and QBE underwrite the company policies, both with outstanding financial ratings. In … Read more

Does AT&T Insurance Cover Cracked iPhone Screens?

Does AT&T Insurance Cover Cracked iPhone Screens?

Yes, AT&T insurance covers cracked iPhone screens. But, of course, they also cover cracked screens for HTC, Samsung, and any other brand you can think of. While not everyone thinks they need phone insurance, it’s not a bad idea if you’re sporting the latest iPhone or an above-average android.  These phones cost hundreds of dollars, … Read more

Key Warranties in Marine Insurance

Key Warranties in Marine Insurance

As a financial analyst evaluating marine insurance providers, I focus extensively on how insurers utilize warranties within their policies. A warranty represents a crucial promise or absolute condition that the policyholder must fulfill for coverage to apply. If the insured breaches any warranty at any time during the active policy period, they forfeit the right … Read more

How to Cancel Progressive Insurance Online-A Step-by-Step Guide

How to Cancel Progressive Insurance Online-A Step-by-Step Guide

Unfortunately, you cannot cancel your progressive insurance policy online. To cancel your policy, you have to contact a customer care representative over the phone call via 1-866-416-2003. Provide the customer care representative with necessary information such as the effective cancellation date and the new carrier’s name you are switching to if that is the case. … Read more

Can I Have A Car In My Name Under My Parent’s Insurance?

Can I Have A Car In My Name Under My Parent’s Insurance?

The answer is dependent on whether you are the only owner of the title or not. If you are the only owner listed, you will have to purchase your separate policy. If your parents are also listed as owners on the car’s title, you can have your car insured under their policy.  Unfortunately, car insurance … Read more

Difference Between Insured And Bonded Insurance

Difference Between Insured And Bonded Insurance

When operating a business, it is vital to comprehend the various insurance products and bonded offerings to mitigate risk exposures. Two prevalent solutions include insured insurance policies and bonding instruments. Despite superficial similarities, these tools have distinct financial and legal structures for safeguarding a company. Analyzing the divergence across insured coverage and bonding is crucial … Read more

Is Hardware or Bone Metal Implant Removal Surgery Covered by Insurance?

Is Hardware or Bone Metal Implant Removal Surgery Covered by Insurance?

Yes, hardware removal surgeries are covered by insurance. Usually, any procedure that is not cosmetic in nature will be covered by insurance. The only hiccup is that it may not be covered by your insurer or under your policy. So, it is best to ask about what is covered under your policy by your insurer … Read more

Somebody Hit My Rear Bumper, But There’s No Visible Damage, Should I File A Claim With Insurance?

Somebody Hit My Rear Bumper, But There’s No Visible Damage, Should I File A Claim With Insurance?

Accidents occur in many forms, and at times we get confused on whether it is necessary to involve our insurer or not. In this case, we would say you should have your car inspected by an expert. Just because there’s no visible damage doesn’t mean all is well.  If, after inspection, the car is in … Read more

Understanding the Difference Between Insured and Policyholder

Understanding the Difference Between Insured and Policyholder

In insurance terminology, it’s important to understand the difference between an “insured” and a “policyholder” under a given policy. Oftentimes these terms are incorrectly interchanged or conflated. However, they actually designate related but specific roles with distinct meanings. An insured refers to the party receiving actual coverage benefits as designated in the insurance agreement. This … Read more