Changing insurance agents can be slightly stressful if you don’t know what to do. State Farm allows you to switch agents online via your account with them. You can also call the company directly and have them process your request.
You can also instruct your present agent to hand over your policy and all things concerning you to your future agent or have your new agent request for this information from your current agent.
Reasons You May Need To Change Your Insurance Agent.
Some people may not be open to the idea of switching insurance agents; however, if you are reading this blog post, you don’t find it terrible.
Not everyone changes their agent because there is anything wrong with them, sometimes our needs change, and our current agent cannot cater to these needs.
Terrible Customer Service and Poor Availability
Some agents don’t offer the standard of service you need, and in such instances, it’s okay to let them go for someone else. However, insurance costs a pretty penny, and it’s important you enjoy every dollar you spend on it.
Personality Conflicts
It happens that sometimes two people just don’t get along. Insurance agents and their clients are no exception. It is possible that your agent is not bad in their work, but both of you have personality differences that don’t let you gel together. In such cases, you are free to switch agents.
Moving
Not every instance of a move requires switching insurance agents. Still, sometimes the change is necessary, especially when you are moving to an area where your agent or carrier is not licensed to operate.
We advise that you speak with your agent when such a situation arises; they are in the best position to advise you on what to do. They can even recommend another agent to handle your policy in your new area.
The reasons mentioned above do not necessarily relate to your insurance provider but to the agent, meaning you don’t have to close your policy with your carrier. Switching agents within the company could resolve these issues.
The easiest way to find a new agent within your current carrier is through their website. Most insurance companies allow you to search for an agent via the company website with the aid of your ZIP code.
Guide On Switching Agents
The transfer process is a quick and easy one, especially when making a switch within the same carrier. All that is required of you is to remit important information concerning your policies, such as your policy number and some minor paperwork.
After completing your paperwork, your insurance policy will be transferred to the new agent immediately or at your next renewal. Each company has a unique policy for when these changes become effective.
Some people wonder if it is more expensive to switch agents, the truth is that it is not likely that you will save any money switching agents within the same carrier.
Agents do not have any power over the price of your policy; hence they cannot guarantee you any cost-saving benefit should you change agents.
Frequently Asked Questions
We’ve compiled a list of frequently asked questions and answers. These FAQs will help you understand everything you need to know about changing state farm insurance agents. Let’s check it out!
What If I Can’t Find A New Agent?
It is possible for you to hit a snag in your search for a new agent; one of them is not being able to find a new agent.
It is highly unlikely that your agent is the only one who sells insurance through your carrier. In most cases, the new agent may be located farther than you’d like, but communication via phone calls and email could reduce the stress of having to meet with them for a discussion.
If you don’t have any luck searching for a new agent on your own, contact your carrier for some assistance, they’d be happy to help.
Should I Talk With My Current Agent Before Making The Change?
Typically, no. You do not need to contact your current agent on this matter if you do not want to. Switching an insurance agent is handled by the company and not your agent.
The company will notify them of your decision to switch agents; your agent may contact you themselves to investigate the matter. Perhaps to know what is wrong and if they can change your mind, but that’s about it.
When Can I Change My Insurance Agent?
Usually, changing insurance agents within the same carrier can happen anytime you want. Simply place a call to your carrier and make your request known; they’ll walk you through the rest.
Should I Change My Agent When I Move?
It might not be necessary to switch your insurance agent when moving to a new state, especially if your carrier and agent are licensed to operate where you are moving to. However, there’s no harm in checking in with your carrier before making any changes.
Conclusion
Changing agents at State Farm or anywhere is a simple procedure; all you have to do is place a request with your carrier, and they will instruct you on what to do. Some companies, for example, State Farm, allow you to place this request online.
Whatever your reason for changing agents is, there is no need to feel about your decision. However, it is important that you enjoy the services you are paying for.
Sources
How to Change Insurance Agents
A Complete Guide on When and Why You Should Switch Insurance Agents