Delta insurance is not the best place to purchase your travel insurance based on customer reviews. While they have advantages like being available at the checkout, so it is convenient to get, the disadvantages outweigh the benefits. You can find better service and at cheaper rates from other insurance carriers.
Delta Insurance Review
Customers complained that the cost of Delta travel insurance is on the high side, and we agree. However, their competitors offer the same service and more at lower costs. Not to mention that the coverage is limited.
Basic travel insurance policies cover flight delays, trip cancellations, medical expenses, evacuation, lost, stolen, or damaged property. Some even go to the extent of covering liabilities to third parties.
Delta Insurance does not offer enough customer service based on customer reviews. For example, Delta Domestic does not offer coverage for medical expenses, neither do they provide coverage for medical evacuation or if your employer cancels your trip.
Delta international offers medical insurance and medical evacuation coverage for a meager amount. However, you will need about $100,000 worth of coverage for medical insurance and evacuation, respectively, making a total of $200,000. Delta does not offer even half of this on their policies.
We praise Delta for their airline services as they have been in business for a while and seem to be providing great service to their customers. However, we can’t say the same for their travel insurance.
The plans don’t allow for cancellation as well; this positions them as less flexible than most travel insurance carriers in the market.
Pros And Cons Of Delta Insurance
| Pros | Cons |
| Convenient | Expensive |
| Flying made easy | No Medical Coverage |
| Clean & healthy traveling experience | No Medical Evacuation Coverage |
| Low charge fees | No work cancellation coverage |
Alternatives To Delta Travel Insurance
According to the U.S. News, these were the best travel insurance companies in 2021:
1. Allianz Travel Insurance
2. Travelex Insurance Services
3. World Nomads Travel Insurance
4. AIG Travel
5. Seven Corners
6. Generali Global Assistance
7. IMG Travel Insurance
8. AXA Assistance USA
9. Berkshire Hathaway Travel Protection
10. HTH Travel Insurance
What To Consider When Selecting Travel Insurance
Cost
This is the first thing that comes to anyone’s mind when searching for insurance; how much will I spend on this service? While cost differs with customer and carrier, the truth remains that the service you are getting should be reasonably priced and affordable.
Company Policies
This is a bit of a no-brainer; if you are interested in eating at a seafood restaurant, you will like to know more about what seafood is offered. You will also want to know about the preparation process, how the fish are sourced, and other important information concerning the food.
The same thing applies to insurance policies. So, again, take time to research what a policy covers and if its coverage suits your needs.
Customer Reviews
Any company you approach for your insurance policy must have a reputation in the industry they operate in. It is risky to deal with a company that has no way of verifying the standard of its services.
Customer reviews are the best way to judge the service a company offers, and they are a good way to determine if you should patronize a business or not.
Why Should I Purchase Travel Insurance?
Protects You From Losses
Losing things at times is part and parcel of traveling. We hear of people losing their luggage, devices, or even documents in the process of getting around. Travel insurance helps to compensate you for these losses.
Compensates Medical Expenses
Many people opt for travel insurance to gain assistance for medical expenses. It is common for people to fall sick during trips, get involved in accidents, or need some form of medical care. Often these costs are not budgeted for. Many travel insurance carriers offer compensation during these periods.
It Covers You From Trip Changes.
Changes to the trip itinerary could occur at any moment and for any reason. These reasons could be on your parts, such as sickness or injury. However, they could also come from the travel agency, such as canceled flights.
Covers Personal Liability
Some travel insurance agencies cover for damages caused by the insured to a third party. For example, mishaps could happen during travel sessions, especially for international flights. These mishaps could require compensation; the insurance company pays for such compensation.
Frequently Asked Questions
We’ve compiled a list of frequently asked questions and answers. These FAQs will help you understand everything you need to know about Delta’s travel insurance. Let’s check it out!
Is Travel Insurance Worth Getting?
Yes, it is. It’s amazing for an additional ten to fifteen on your trip cost; you could save yourself hundreds of dollars that would’ve been spent on cancellations, delays, illnesses, and even death.
What Have Covered Reasons Under Delta Travel Insurance?
You or an immediate family member’s injury, illness, and death are covered under Delta travel insurance.
Do I Need To Buy Travel Insurance As I Book My Flight?
It is a common tactic for airlines to convince you that buying travel insurance immediately is the best choice. However, this may not always be the case. You have until the day before your trip to purchase travel insurance, but it is usually a good idea to get it sooner than later.
Conclusion
Unfortunately, we will have to rate Delta travel insurance poorly as they offer no/limited coverage on what forms the critical benefits of travel insurance. These benefits are medical insurance, medical evacuation insurance, and cancellation benefits. It is also reported that their prices are on the high side.
Generally, customers are not pleased with their services when dealing with Delta travel insurance. And lastly, there are cheaper alternatives online.
Sources
Factors to Consider While Selecting Travel Insurance Policy
Things to Consider When Buying Travel Insurance