If you plan to pay for an item from LensCrafters using your VSP insurance, you will only be charged the out-of-pocket amount you have to spend on that item. For other retailers out of your network, the procedure is different. 

First, you would have to cover the out-of-pocket cost yourself and then submit the receipt to your insurance company. Your insurance company will then reimburse you a portion of the cost incurred with the receipt. 

What Vision Insurance Does LensCrafters Accept? 

Earlier, we mentioned that LensCrafters accept insurance payments from multiple providers, even those they are not affiliated with, like Vision Service Plan. 

In this section, we compiled a list of insurance providers LensCrafters accept: 

What Does my Vision Insurance Cover at LensCrafters 

The answer to this question depends on the type of insurance plan you have. Typically, most vision insurance packages will cover: 

• Eye exams 
• Eye frames 
• Lenses 
• Contacts 
• Lens protection 

To make this easier, LensCrafters has designed a 3-step process that tells you what your insurance covers and how to make use of your instance plan. 

Log onto their website and access benefits to see what you’re eligible for

Browse the available products in their catalog and see the corresponding out of pocket costs would be 

Pay for your product online or in-store 

Understanding the Claims Process at LensCrafters 

LensCrafters’ claim process depends on what type of insurance plan you have. If your insurance provider is listed under companies that can make payments online or in-store, you won’t need to submit a claim form for purchase. 

If your provider is limited to in-store purchases, then you would have to consult a sales associate before making a purchase. The same thing applies to companies out of the out of LensCrafters network. 

Whatever the case, it is essential to have your prescription information and insurance information handy. You will be required to provide this information when in contact with the sales associate, and they will handle the rest. 

Is the Coverage for In-Network and Out-of-Network Providers Different 

The cost of purchasing an item from an in-house provider is usually less expensive than purchasing from an out-of-network retailer. 

Another advantage of making purchases in-house is that the process is less tedious than out-of-network providers. For example, there is no need to consult a sales associate and submit a claims form. Not to mention you can even make your purchases online. 

We assume that the cost of purchase for out-of-network providers is more expensive than that of in-house providers because the providers have not agreed to the discounted rates. 

Frequently Asked Questions 

How much is an Eye Exam at LensCrafters? 

The answer to this is dependent on the location of the branch you visit because the doctors there set their rates based on differing reasons. 

It would be best if you called the branch closest to you and enquirer about the rate for their eye exams. 

Can I bring my Glass Frames to Save Cost?

Yes, you can. Many people prefer to purchase frames from inexpensive retailers or reuse their old frames to save cost. 

However, note that LensCrafters could refuse to make use of the frames you bring in for the following reasons: 

• It is old and weak 
• It is not compatible with the lenses you want to get 
• Your frames are not compatible with your face shape; hence its effectiveness is reduced 

Will LensCrafters Adjust Glasses not purchased from Their Store? 

Ill-fitted glasses are annoying for everyone; whether your glasses are constantly sliding down your face or you’re having issues with your frame, LensCrafters will be happy to adjust your glasses for you. 

It is a free service available to everyone and anyone; hence you don’t have to buy your glasses from them to enjoy this. 

Conclusion

LensCrafters is one of the most popular retailers for all things eye care, and fortunately, they accept payments from many insurance providers. 

If your insurance provider is out of network like VSP, LensCrafters has provisions for such companies to enable you to enjoy your insurance benefits on purchases made from them. 

But it would help if you also considered that the benefits you enjoy would be lower when compared with purchases made with in-house networks. 

The post Can I Use My VSP Insurance To Purchase Glasses At LensCrafters? appeared first on Insurance BlogX.

If the deductible on your insurance is high, and there are many costs to copay with your insurer for a new pair of glasses, then glasses from Zenni are a cheaper option. In summary, it all depends on your insurance coverage. 

What Is Zenni?

You may have heard of the popular eyewear store Zenni Optical before now, but who is Zenni? Zenni is an online retailer for prescription eyewear and sunglasses. The company takes pride in running its store online; they believe this is the major reason they have been able to keep their costs low. 

Eliminating overhead costs such as rent and electricity and supplying goods directly to the customers has been Zenni’s business approach since its establishment in 2003. 

Pros And Cons Of Purchasing Glasses From Zenni

There are a ton of benefits associated with buying glasses from Zenni, and we highlighted a few of them below: 

Low Cost

Zenni has glasses going for as low as $6.95; that’s a better deal than most stores would offer. Besides that, they also offer a ton of discounts to help shave off costs from the pricier options. 

Thanks to their business model, they can keep their costs low – running an online store and supplying goods directly to the consumer makes it possible.

Variety

Zenni boasts a wide variety of glasses for its customers to select from. Glasses are categorized in more than genders, but even in age ranges. They are making it easier to find glasses for your pre-teen daughter or son who is a toddler.

Customers have also attested to this fact about Zenni, that they can find something that suits their taste and for the right price.

Glasses available at Zenni range from sunglasses, no-frame lenses, progressives, bifocals, and sunglasses. All glasses come with anti-scratch protection and UV protection at no additional cost. The company also offers blue light protection, but this is an additional cost.

Easy To Use

Customers love Zenni’s platform for its convenience; they praise it for being easy to use and loaded with useful features. 

These features include a ruler that allows you to measure the distance between your eyes and a virtual try-on that lets you see what the glasses look like before purchasing them. Everything is aimed at making your purchases worthwhile. 

Convenient

There’s a saying that there is a disadvantage; Zenni is no exemption. While they have lots of things we love about them, there are some dislikes as well: 

Doesn’t Accept Insurance

This may stab a number of you in the heart. Sadly, Zenni Optical does not accept insurance as a form of payment. However, it’s not all bad, as they can help you get reimbursement from your insurer by providing you with a receipt or invoice. 

Long Delivery Time

Sadly, it can take as long as three weeks to have your glasses delivered from Zenni. Usually, it takes about two weeks. We should mention that the time you get your glasses is highly dependent on what type of shipping you selected. 

Pros And Cons Of Purchasing Glasses With Eye Insurance

There are advantages associated with getting your glasses from your insurer; we discussed a few below:

Access To Assistance

To order your glasses online, you need to know your prescription, PD, and some other things. It would be easier to get assistance at a physical store; the attendants there would be happy to help. 

No Wait Time

When you go to the store to buy glasses, you skip waiting for your good to be delivered. Instead, you pay for your choice and get them instantly.

However, some disadvantages come with shopping for glasses in-store:

More Cost

Shopping in-store is inherently more expensive than shopping online; this is usually caused by the cost of transporting yourself to the store. 

Less Effective Comparison Dropping

Online shopping allows you to shop through hundreds of glasses within a short range of time. 

Frequently Asked Questions

What Do I Need To Order From Zenni?

To order glasses on Zenni, you’ll need your prescription and your pupillary distance. Your distance should be written in your prescription, but you can measure it yourself if it isn’t. 

To measure your PD, follow the steps highlighted below: 

1. Stand in front of a mirror and place a ruler against your brow line

2. Place the start of the ruler at the center of one pupil and measure the distance to the next pupil

How Can I Order From Zenni?

All Zenni orders are initiated and processed online. Start with filling in the necessary information, such as your pupillary distance, lens prescription, etc. 

The next step is to customize your glasses to your taste by selecting colors, frames, and materials. There’s also a 3D try-on tool that allows you to see what the glasses look like on you before you make the final purchase. 

Once you’ve done that, you can select any additional coating, such as anti-reflective or oil-resistant coating. 

What Is Zenni’s Return Policy?

Zenni has a 30-day return policy on all purchases, meaning you can return all purchases within 30 days. However, you will not get a full refund. The refund comes in two forms, and each one excludes shipping. You can request a 50% refund or a 100% store credit. 

You’d have to contact a customer care agent to authorize a return for you. Note that Zenni does not offer repair services.

How Do I Get My Zenni Order?

Zenni uses UPS, FedEx, and USPS to dispatch goods from its factory in China to customers worldwide. The company estimates a delivery time of 2-3 weeks, and customers have said it is accurate. And that the company was able to stick with this estimate most times despite the lockdown. 

Conclusion

Shopping from Zenni for eyewear is cheaper than most vision insurer packages; the major disadvantage you’d face is the wait time. To make your experience flawless, try to have all the necessary information handy and prepare to wait a bit for your delivery.

Sources

Zenni Optical Review: Options, Pros & Cons, Is it Worth It?

Pros and Cons of Buying Glasses Online

The post Is Buying Glasses From Zenni Cheaper Than If You Were To Use Eye Insurance? appeared first on Insurance BlogX.

They also offer promos and discounts to help you save a few dollars when purchasing glasses. Lastly, Zenni is known for being an affordable eyewear store where quality products are sold; you can rest assured you are getting value for every penny spent. 

Why Buy From Zenni?

Zenni Optical is portrayed as one of the industry’s best and most affordable eyewear stores. There’s much evidence to back up these claims.

Zenni stands out from its competitors because they provide buyers with various categories to select a pair of glasses- style, face shape, collection, etc. 

They also make it possible to shop for the whole family as there is a kid’s section which is further categorized into little kids, pre-teens, and teens.

Zenni goes a step further to create a resource library that addresses any prospective and current glasses wearers may have.

Lastly, Zenni scores point for their virtual try-on feature. With their video capture tool, you can see a 180° view of what your glasses will look like on you without having to buy them first. The store also has a 30-day return policy where you are eligible for a cashback of 50% or 100%.

While Zenni does not accept insurance, they can aid in the reimbursement process from your insurance company by providing a receipt. In addition, they accept other forms of payment such as Visa Card, Master Card, and even payments from Flexible Spending Accounts and Health Savings Accounts.

Saving Money At Zenni Optical

The easiest way to save money at Zenni’s would’ve been to use your insurance, but unfortunately, this isn’t possible. However, all hope isn’t lost; there is still a way to enjoy lower costs when shopping at Zenni. 

Eyewear Stores That Accept Insurance

Eyeconic

Eyeconic is part of the VSP Vision Care network, so there’s no fear on whether they accept insurance or not; they do. They have also made traditional eye care services more convenient by connecting you to over 38000 optometrists online should you need one.

Their glasses range from designer brands to inexpensive options with discounts and promotions. Like Zenni, Eyeconic uses a virtual try-on tool that lets you see what your glasses look like on you before you buy them.

They also have a 30-day return policy, and you can make exchanges within this time. In addition, they accept insurance from VSP, Cigna, and Metlife. Finally, you can contact them to know if your insurance provider is listed with them.

Warby Parker

Warby Parker is a slightly more expensive online eyewear store when compared with other brands. However, they have maintained a good reputation despite this.

Some factors contributing to their will are that they allow free home try-on, meaning you can put on your glasses before buying them at no cost. 

They also have a wide selection of glasses to choose from, and they give customers the choice of visiting a physical store if they please. 

The best thing about Warby Parker is they give out a pair of glasses to people in need when you purchase one. 

Their virtual try-on is only available on IOS for iPhone X. To compensate for this, they allow physical try-on where five glasses of your choice are sent to your address at no cost. You keep the one you like and return the rest or send back all for a new set to try on. 

 Warby Parker takes insurance from most major insurance providers. However, if your provider is not listed with them, you can contact your company for reimbursement.

Frequently Asked Questions

I Don’t Like My Zenni Glasses, What Do I Do?

There’s no issue if you do not like your Zenni glasses, you can have them replaced or exchanged, but you will lose some money in the process.

You can either return them for one-time full store credit, or you can return them for a 50% refund. If Zenni made your glasses incorrectly, then they will remake them for free, but Zenni will be the one to determine if they are made incorrectly or not. 

How Long Does It Take To Receive My Glasses?

Generally, Zenni takes two weeks to have your glasses delivered from the order date. However, this is heavily dependent on what type of shipping you selected at checkout.

Why Are Zenni Glasses So Affordable?

It is easy to get suspicious why Zenni’s glasses are so inexpensive. One might assume that they are buying low-quality products, but this isn’t the case.

Zenni has a dedicated factory that makes the glasses and ships them directly to consumers. As a result, the company also has fewer administrative costs- for example, they don’t pay rent, electricity, etc. The company has attributed its low costs to its factory-direct, online business model.

Conclusion

While Zenni does not take insurance, they accept many other payments, including payments from Health Savings Accounts and Flexible Spending Accounts. They also provide discounts and promos to help their customers to help them save costs on their purchases.

Sources

Warby Parker vs. Zenni

FAQ Zenni Optical

Where to Buy Glasses Online with Insurance

Zenni Optical Review

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